For inquiries on your benefit coverage, you may call any of our Customer Care hotlines. Your medical details and needed procedure/s will be assessed if coverable (or otherwise) by your plan.

You will have to shoulder the PhilHealth cost equivalent upon discharge.

You will need to submit the following necessary documents:

o Duly accomplished Claims Reimbursement Form
o Original Official Receipt/s of the hospital bill/s, including the Statement of Account (SOA) and its Charge Slips
o Clinical Abstract of the case, if surgical intervention was performed and its hispathological report
o Operative Record of the case/treatment or admission/discharge record duly signed by the attending Physician.

Reimbursement/s released via check will be available within 30 working days upon the receipt of complete and valid requirements at the Maxicare Head Office.

Yes. However, for you to avoid this extra charging, kindly coordinate with our Customer Care Department before each availment for them to be able to make arrangements with a doctor who does not charge extra fees.

It is possible and we are not refraining you to upgrade your Room and Board Accommodation as you wish, provided that you will have to shoulder the corresponding Room and Board excess fees, incremental costs of laboratory and procedures done, and the excess Professional Fees.

You must prepare the following requirements and submit them to the Maxicare Head Office:
1) Valid proof of payment (Php 200.00 Lost ID Card fee)

For payment, you may pay over-the-counter through bills payment at the following banks: BDO, Equicom Savings Bank, Philippine National Bank, Security Bank, BPI, Metrobank, RCBC, Union Bank, Maybank, AUB

2) Maxicare’s Statement of Lost ID Card

3) Photocopy of the front and back portion of a valid ID with picture or notarized affidavit of loss

Your new Maxicare Multifunction Card will be issued within seven (7) working days from the date the necessary documents were forwarded to us.

Should you need to avail of any medical services while your card has not arrived yet, please call any of our Customer Care Hotline Numbers first prior to availment. For Emergency Cases, on the other hand, please instruct your Companion (if available) to call Maxicare.

Our Customer Care operates 24/7 and is manned by Specialists / Representatives highly trained to assist you in any of your needed medical availments.

Our Primary Care Centers and Helpdesks are open from Monday to Saturday.
You may also visit any of our MyHealth Clinics for your Letter of Authorization (LOA) request or Out – Patient medical services. They are open Monday – Sunday, 7:00 A.M. – 8:00 P.M.

• To update or correct your name and civil status, email the required documents listed below to enrollment@maxicare.com.ph

To update or correct your mobile number, email address, & residential address, email the required documents listed below to enrollment@maxicare.com.ph

A Customer Information Form, or CIF, requires Members to provide important, personal information that will allow Maxicare to assume accurate information and be able to provide better and more efficient services to you.

This document is, also, in compliance to the “Know Your Customer” (KYC) policy which necessitates the identity validation of a customer availing of certain financial transactions. In our case, the Maxicare Multifunction Card acts as a Cash Card in occasions of claims reimbursement.

Completion of the CIF is a one – time requirement only; however, updating should be done should there be significant changes in the personal information of the Member such as Home Address, Contact Number, Marital Status et al.

The Maxicare Multifunction Card can be a Cash Card. Should you have any Claims Reimbursement, this is where your reimbursement will be credited. Powered by Equicom Savings Bank, this financial transaction shall, therefore, need you to comply with the KYC policy requirement.

Beginning February 1, 2015, reimbursements and other cash – related transactions, through your Maxicare Multifunction Card, will not be possible and accommodated without completing the CIF.

The details provided by the HR of our member companies do not include all the information required to comply with the KYC. Furthermore, since the cash crediting is considered as a personal transaction, the Members must, individually, provide his personal information and must agree on the Terms and Conditions covering the Maxicare Multifunction Card.

If your Maxicare Multifunction Card is enrolled in the Cash Card functionality, a Member’s reimbursement will not be processed timely as an accomplished CIF is one of the requirements in full compliance of the claims reimbursement process.

No. CIF submission is a one – time requirement only. This is, unless, there are changes in the Member’s personal information hence the need for updating of the CIF.

You may accomplish the CIF online via the Member Gateway and follow the instructions provided in the portal.

The following are considered valid by Maxicare:
• Alien Certificate of Registration (for foreign nationals in the Philippines)
• Company ID
• Driver’s License
• GOCC ID
• Government System Insurance Service (GSIS) e-Card
• Integrated Bar of the Philippines ID
• National Bureau of Investigation (NBI) Clearance
• Overseas Filipino Worker ID
• Overseas Workers Welfare Administration (OWWA) ID
• Passport
• Police Clearance
• Postal ID
• Philippine Regulatory Commission (PRC) ID
• Seaman’s Book
• Senior Citizen ID
• Social Security System (SSS) ID
• Student’s ID
• Unified Multi – Purpose ID
• Voter’s ID
*Please note that the IDs should not be expired by the time of CIF completion to be considered valid.

A notification will be sent by Maxicare to the Member once the original, hard copy of the CIF has been submitted to Maxicare.

• Alien Certificate of Registration (for foreign nationals in the Philippines)
• Company ID
• Driver’s License
• GOCC ID
• Government System Insurance Service (GSIS) e-Card
• Integrated Bar of the Philippines ID
• National Bureau of Investigation (NBI) Clearance
• Overseas Filipino Worker ID
• Overseas Workers Welfare Administration (OWWA) ID
• Passport
• Police Clearance
• Postal ID
• Philippine Regulatory Commission (PRC) ID
• Seaman’s Book
• Senior Citizen ID
• Social Security System (SSS) ID
• Student’s ID
• Unified Multi – Purpose ID
• Voter’s ID
*Please note that the IDs should not be expired by the time of CIF completion to be considered valid.

It is a prepaid health card of Maxicare that provides one – time availment coverage, of up to Php 15000.00, for any Emergency cases.

– An Emergency case is that of considered to be life – threatening or accidental injury or a sudden and unexpected onset of a condition or illness such as heart attack, cardiovascular or cerebrovascular accidents, loss of consciousness or respiration and convulsions.

– Illnesses or injuries requiring immediate medical attention to alleviate pain or discomfort.

EReady provides the following benefits:

– Coverage for Professional Fees, Emergency Room Fees, medicines used for the immediate relief and treatment of the condition, and laboratory and diagnostic procedures.

– Initial treatment of animal bites for the first 24 hours, vaccines for animal bites such as Rabies shot.

– Emergency case coverage for one – time availment of up to Php 15 000.00.

– Nationwide access to Maxicare – affiliated hospital providers.

– Life AD&D (Accidental Death and Dismemberment) up to Php 25 000.00 with Double Indemnity feature.

– 20% discount on basic dental procedures at any Metro Dental clinics and 15% discount on dermatology procedures at any MyHealth Clinics.

This is available for purchase and usage to both Maxicare members and non – members aged 15 days to 65 years old.

– EReady is available in two (2) plans. While both plans have the same Maximum Benefit Limit of Php 15 000.00, the higher variant provides added comfort of having access to the major hospitals in Metro Manila.

Plan Type: Titanium
Cost (one-time payment only): Php 549.00
Access: Access to all Maxicare – affiliated hospitals nationwide, excluding the major* hospitals

Plan Type: Platinum
Cost (one-time payment only): Php 749.00
Access: Access to all Maxicare – affiliated hospitals nationwide, including the major* hospitals

*Six (6) identified, major hospitals: Asian Hospital & Medical Center, Cardinal Santos Medical Center, Makati Medical Center, St. Luke’s Medical Center – Quezon City, St. Luke’s Medical Center – Taguig, The Medical City.

– You can buy Maxicare EReady at our Online Store by clicking the SHOP NOW button above
– It is available through our Maxicare Account Officers.You may email ac.prepaid@maxicare.com.ph and ac.sales@maxicare.com.ph
– You may also avail through our accredited Agents and Brokers nationwide.

– We also have the following selling channels:
o Robinsons Department Store – Business Centers Nationwide

o IRemit Centers worldwide (For OFWs only)

o Ministop convenience store (Metro Manila branches only)
o Through 7-Eleven CLiQQ Kiosks nationwide
o Maria Health – www.mariahealth.ph
o Trade distributors in Greater Manila Area and North Luzon

Definitely, there is no need for paperwork. Registration is via SMS only. Just follow these steps below:

1.) Lightly scratch – off the gray panel found at the bottom of the signature panel to reveal the Medilink Number (starts with 1168).

2.) Register via SMS following this format: MAXIPREPAID < 1168 Card Number >#####.

3.) Send it to any of the following numbers: 0917.8989691 / 0917.7776565 / 0999.8886565.

4.) You will receive a notification of successful Membership Enrollment.

Once successfully registered, your MyMaxicare Lite membership will be activated seven (7) days from the time of registration.

Your card will be valid for one (1) year from the date of activation.

When emergency arises, present your MyMaxicare Lite together with a valid I.D. at any of our Maxicare – affiliated hospitals.

The EReady card uses the swipe facility of Maxicare affiliated hospitals for membership verification. In this case, availment should only be made in an affiliated provider to be able to be covered by the card.

– Yes, there are some items not covered by EReady. These include In – Patient availments leading to confinement, availment under Primary Care Emergency Room setting, transferring to other provider/s due to unavailability of procedure or facilities.

– All exclusions are listed in the EReady Card Kit.

No, the balance will no longer be used as this is just for one – time availment only. Once an LOA has been generated and issued, the card is already deactivated.

Yes. However, you may only register the 2nd card three (3) months after your 1st card has been deactivated.

Yes, as long as it has not been registered yet to a particular person.

Feel free to call us at any of our contact points as seen on this page.

Here in Maxicare, you can become an accredited Health Benefit Agent (HBA) or even form your own unit as an Agency Unit Head.

Yes. You just have to submit your Application Form and the necessary requirements, attend our Product Training, Pass the Accreditation Exam and pay the Accreditation Fee.

– An Agency Unit must be composed of one (1) Agency Unit Head (AUH) and at least three (3) existing sub – agents.

– AUH and sub – agents must comply to and submit the necessary requirements as that of a regular Agent.

a. Two (2) pcs. of Passport size or 2×2 picture in blue background color;
b. Two (2) pcs. of 1×1 picture in any background color;
c. Two (2) photocopies of two (2) Government- issued IDs with visible Signature;
d. Tax Identification Number (TIN);
e. Original and valid of any of the following clearances: NBI, Police or Barangay Clearance;
f. If an existing insurance agent, Certification or Insurance Commission – issued ID is accepted; and,
g. An active Savings account

– You may go to our Head Office located at Maxicare Tower, 203 Salcedo Street, Legazpi Village, Makati City and proceed to the Agency Recruitment and Operations office

– For regional applicants, you may email accreditation@maxicare.com.ph to know where to submit your Accreditation requirements and attend the training sessions.

– Aside from the commission Agents and Agency Units get from every sales production, other incentives include:
o Travel Package
o Awards / Recognitions and Cash Prizes

– Maxicare also comes up with incentive promos from time to time.

Yes. An initial training session will be required for newly accredited Agents and Agency Units.

Commission is paid every seven (7) working days from the date of payment of the account gotten by the Agent or Agency Unit. It is credited through the Equicom Debit Card, which you will be getting once you have become an Accredited Agent of Maxicare.

You may contact Sharmaine Tabing at (632) 7908.6900 local 1164 to 65. Or email accreditation@maxicare.com.ph.

Yes. At a minimal licensing fee of Php 1000.00, this already includes the Maxicare’s Agent’s Kit composed of an I.D. card, a box of Business Cards, Product Manual, Polo Shirt and Folio Bag. However, there is an additional payment of Php 100.00 which is for the processing and initial Equicom Debit Card deposit.

a) Refresh the page.
b) Re-input the Payment Reference # and Customer ID. Double check to ensure correct input. Then, submit.

Double check the Payment Reference # and Customer ID displayed on the page to ensure correctness of data.

The customer may email Maxicare Level 1 Support (customercare@maxicare.com.ph).

The customer may email Maxicare Level 1 Support (customercare@maxicare.com.ph).

a) Refresh the page or
b) Close the browser, then access again the Online Payment and reprocess the payment.

a) Refresh the page or
b) Close the browser, then access again the Online Payment and reprocess the payment.

a) Access the email address provided in the Online Payment System.
b) Refresh the email.
c) Check the Spam folder.

a) Access the email address provided in Maxicare application form
b) Refresh the email.
c) Check the Spam folder.

Check if there are iPay88 confirmation and Official Receipt (OR) sent via email.

Customer may pay their bills for MyMaxicare Plan via:

a) Online Banking with our Authorized Partner Banks
i. Bills Payment Facility
ii. Bank-to-bank or Wire transfer, Online Fund Transfer, Pesonet or Instapay
b) Over-the-counter with our Authorized Partner Banks
c) Payment thru Maxicare Cashier
d) Check pick-up thru Collectors
f) Maxicare Online Payment facility

a) Go to https://www.maxicare.com.ph/
b) Click Menu on the upper right corner of the page.
c) Select Online Payment.
d) Online Payment facility should be displayed.

Payment for IF accounts using Mastercard/Visa debit/credit card

The facility has no option to review the transaction. If the client wants to check if his payment is successful, the customer may check if he receives an iPay88 payment confirmation and OR via email. Another option is for customer to go to the Maxicare Online Payment facility to try inputting the Payment Reference # and Customer ID then sees the error response of the system to confirm the status of the payment.

a) An iPay88 payment confirmation must be received via email (input in Online Payment facility) after the transaction.
b) An OR must be received via email (provided in Maxicare application form) within 24-48 hours after the transaction.

The customer may email Maxicare Level 1 Support (customercare@maxicare.com.ph).

The customer may email Maxicare L1 Support (customercare@maxicare.com.ph).

a) Client missed to input both Payment Reference # and Customer ID yet clicked the Submit button.
b) Client missed to input the Customer ID and clicked the Submit button with only the Payment Reference Number input
c) Client missed to input the Payment Reference Number and clicked the Submit button with only the Customer ID input
d) Client inputs a payment reference # and customer ID that is linked to a paid Billing Invoice and clicked Submit button
e) Client missed to input both email address and mobile number yet clicked the Register button
f) Client missed to input mobile number and clicked the Register button with only the email address input
g) Client inputs an invalid mobile number and clicked Register button with only the valid email address input
h) Client missed to input email address and clicked the Register button with only the mobile number input
i) Client inputs an invalid email address and clicked Register button with only the valid mobile number input

a) Refresh the page.
b) If solution #1 did not work, restart browser and go to the page again.
c) If solution #2 did not work, check if the internet connection is strong and fast then go to the page.
d) If solution #3 did not work, clear the browser’s cache and data then go to the page.
e) If solution #4 did not work, try using another browser then go to the page.
f) If solution #5 did not work, try using another device or network then go to the page.

a) Refresh the page.
b) If solution #1 did not work, restart browser and go to the page again.
c) If solution #2 did not work, check if the internet connection is strong and fast then go to the page.
d) If solution #3 did not work, clear the browser’s cache and data then go to the page.
e) If solution #4 did not work, try using another browser then go to the page.
f) If solution #5 did not work, try using another device or network then go to the page.

a) Refresh the page.
b) If solution #1 did not work, restart browser then go to Maxicare Online Payment and enter the c) Payment Reference # and Customer ID that you previously entered then re-register.
d) If solution #2 did not work, check if the internet connection is strong and fast then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then re-register.
e) If solution #3 did not work, clear the browser’s cache and data then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then re-register.
f) If solution #4 did not work, try using other browser then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then re-register.

a) Make sure that the web address starts with “https://” and not “http://” then go to the page again.
b) If solution #1 did not work, restart browser and go to the page again.
c) If solution #2 did not work, check if the internet connection is strong and fast then go to the page.
d) If solution #3 did not work, clear the browser’s cache and data then go to the page.
e) If solution #4 did not work, try using another browser then go to the page.
f) If solution #5 did not work, try using another device or network then go to the page.

a) Make sure that the web address starts with “https://” and not “http://” then go to the page again.
b) If solution #1 did not work, restart browser then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then re-register.
c) If solution #2 did not work, check if the internet connection is strong and fast then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then re-register.
d) If solution #3 did not work, clear the browser’s cache and data then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then re-register.
e) If solution #4 did not work, try using other browser then go to the Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then re-register.
f) If solution #5 did not work, try using other device or network then go to the Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then re-register.

a) Make sure that the web address starts with “https://” and not “http://” then go to the page again.
b) If solution #1 did not work, restart browser then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then try to pay.
c) If solution #2 did not work, check if the internet connection is strong and fast then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then try to pay.
d) If solution #3 did not work, clear the browser’s cache and data then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then try to pay.
e) If solution #4 did not work, try using other browser then go to Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then try to pay.
f) If solution #5 did not work, try using another device or network, then go to the Maxicare Online Payment and enter the Payment Reference # and Customer ID that you previously entered then try to pay.

Reprocess the payment by accessing the Online Payment facility.

Reprocess the payment by accessing the Online Payment facility.

Check if there are iPay88 confirmation or OR sent via email.

Please contact your bank for more information. Some of the error messages are:

i. Fail (Activity amount limit exceeded)
ii. Fail (Allowable number of PIN-entry tries exceeded)
iii. Fail (Bank Declined Transaction)
iv. Fail (Bank rejected transaction)
v. Fail (Card issuing bank does not honor the transaction)
vi. Fail (Card reported lost)
vii. Fail (Expired card)
viii. Fail (Incorrect PIN (Visa Cash-invalid or missing S1 signature))
ix. Fail (Insufficient funds)
x. Fail (Invalid card number (no such number))
xi. Fail (No such issuer)
xii. Fail (Pick up card / Stolen card)
xiii. Fail (Refer to cards issuer)

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance. Some of the error messages are:

i. FAMS_Exceed per User Max Day Limit
ii. FAMS_Exceed per User Max Month Limit
iii. FAMS_Exceed per User Max Per Trx Limit
iv. FAMS_Exceed per User per Trx per Card
v. FAMS_Exceed per User per Trx per Day
vi. FAMS_Exceed per User per Trx per Week
vii. FAMS_Insufficient data to validate!
viii. FAMS_Rejected – BIN
ix. FAMS_Rejected – Blacklisted BIN
x. FAMS_Rejected – Blacklisted CC
xi. FAMS_Rejected – Invalid IP
xii. FAMS_Rejected – Blacklisted IP
xiii. FAMS_system encountered a problem, sorry for any inconvenience caused – WS
xiv. FAMS_System error, please contact system administrator! – VT
xv. FAMS_System error, please contact system administrator!! – VT
xvi. Transaction does not pass all risk checks.

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance. Some of the error messages are:

i. Invalid credit card number
ii. Invalid parameters(Invalid Amount)
iii. Invalid parameters(Invalid User Email)
iv. Invalid parameters(Payment Not Allow)

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance. Some of the error messages are:

i. M88Admin
ii. Not Operational*Check application server/cache server and Restart Application

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance.

Please contact your bank for more information. Some of the error messages are:

i. Payment Fail
ii. Payment Fail (Approved)
iii. Payment Fail (Bank Decline Transactions)
iv. Payment Fail (Bank Declined Transaction)
v. Payment Fail (Card issuing bank do not honor the transaction)
vi. Payment Fail (Declined)
vii. Payment Fail (E5431-05091204: Invalid Field: CardNum)
viii. Payment Fail (E5431-05100959: Invalid Field: CardSecurityCode)
ix. Payment Fail (Expired Card)
x. Payment Fail (Insufficient Funds)
xii. Payment Fail (Invalid card number (no such number))
xiii. Payment Fail (Pick up card / Stolen card)
xiv. Payment Fail (Refer to cards issuer)
xv. Payment Fail (Referred)
xvi. Payment Fail (Timed Out)
xvii. Payment Fail (Unspecified Failure)
xviii. This credit card is not supported

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance. Some of the error messages are:

i. Permission not allow
ii. Secure hash doesn’t match
iii. Signature not match
iv. Success but incorrect amount

a) Refresh the page or
b) Close the browser, then access again the Online Payment and reprocess the payment.

We recommend you to submit your BIR CWT via google form (https://bit.ly/CWTManagementHub) for proper monitoring and avoid missing certificates.

We recommend you to submit your BIR CWT via google form (https://bit.ly/CWTManagementHub) for proper monitoring and avoid missing certificates.

We recommend you to submit your BIR CWT via google form (https://bit.ly/CWTManagementHub) for proper monitoring and avoid missing certificates.

We recommend you to submit your BIR CWT via google form (https://bit.ly/CWTManagementHub) for proper monitoring and avoid missing certificates.

We recommend you to submit your BIR CWT via google form (https://bit.ly/CWTManagementHub) for proper monitoring and avoid missing certificates.

We recommend you to submit your BIR CWT via google form (https://bit.ly/CWTManagementHub) for proper monitoring and avoid missing certificates

CWT Management Hub requires Gmail accounts only. You may do the following steps to access it:
a) Customer to create a Gmail account.
b) Customer to access the google form link using the created Gmail account.
c) Customer to input all required and necessary details then submit.

The google form link may be incorrect. Try again to access it by clicking the provided link. Don’t remove any details in the URL.

You are not connected to the internet. Make sure that you are connected to the internet then click the provided google form link.

An email confirmation will be sent to your email address indicated in the google form upon submission. Try to refresh the email and check the Spam messages.

An email about your CWT status will be sent to your email address indicated in the google form upon submission. Try to refresh the email and check the Spam messages.

You may email us at CWTManagementHub@maxicare.com.ph.

You may access again the google form link (https://bit.ly/CWTManagementHub) and re-submit the CWT.

a. Refresh the page.
b. Close the browser then access again the SVP and repurchase.

a. Refresh the page.
b. Close the browser then access again the SVP and repurchase.
c. Use another debit/credit card. Make sure that it is a Philippine issued card with the brand of Visa, Mastercard, JCB or American Express for credit card and Visa and Mastercard for debit card.

a. Access the email address entered in the Transaction/Payment page.
b. Refresh the email.
c. Check the Spam folder.

a. Access the email address provided in the Maxicare Sales Viewpoint application.
b. Refresh the email.
c. Check the Spam folder.

a. Access the email address provided in the Maxicare Sales Viewpoint application.
b. Refresh the email.
c. Check the Spam folder.

Email Maxicare L1 Support (customercare@maxicare.com.ph) with the following information:
1. SVP Seller’s Name
2. SVP Transaction Reference No.
3. Amount
4. Email Address (if applicable)
5. Date Transacted (if applicable)
6. iPay88 Reference No. (if applicable)
7. Official Receipt No. (if applicable)
8. Description of Error
9. Screenshot (if possible)

Email Maxicare L1 Support (customercare@maxicare.com.ph) with the following information to validate and facilitate your request.
1. SVP Seller’s Name
2. SVP Transaction Reference No.
Amount
3. Email Address (if applicable)
4. Date Transacted (if applicable)
5. iPay88 Reference No. (if applicable)
6. Official Receipt No. (if applicable)
7. Reason for refund

Email Maxicare L1 Support (customercare@maxicare.com.ph) with the following information to validate and facilitate your request.
a. SVP Seller’s Name
b. SVP Transaction Reference No.
c. Amount
d. Email Address (if applicable)
e. Date Transacted (if applicable)
f. iPay88 Reference No. (if applicable)
g. Official Receipt No. (if applicable)
h. Reason for refund

a. Email address was entered incorrectly.
b. Mobile number was entered incorrectly.
c. Both email address and mobile number were entered incorrectly.
d. Entered mobile number was invalid.
e. Client inputs an invalid email address.

a. Refresh the page.
b. If solution (a) did not work, restart the browser and go to the page again.
c. If solution (b) did not work, check if the internet connection is stable then go back to the page.
d. If solution (c) did not work, clear the browser’s cache and data then go back to the page.
e. If solution (d) did not work, try using another browser then go back to the page.
f. If solution (e) did not work, try using another device or network then go back to the page.

a. Make sure that the web address starts with “https://” and not “http://” then go to the page again.
b. If solution (a) did not work, restart browser and go back to the page again.
c. If solution (b) did not work, check if the internet connection is stable then go back to the page.
d. If solution (c) did not work, clear the browser’s cache and data then go back to the page.
e. If solution (d) did not work, try using another browser then go back to the page.
f. If solution (e) did not work, try using another device or network then go back to the page.

You may re-process the payment by accessing the SVP system.

You may re-process the payment by accessing the SVP system.

Please contact your bank for more information. Some of the error messages are:
a. Fail (Activity amount limit exceeded)
b. Fail (Allowable number of PIN-entry tries exceeded)
c. Fail (Bank Declined Transaction)
d. Fail (Bank rejected transaction)
e. Fail (Card issuing bank does not honor the transaction)
f. Fail (Card reported lost)
g. Fail (Expired card)
h. Fail (Incorrect PIN (Visa Cash-invalid or missing S1 signature))
i. Fail (Insufficient funds)
j. Fail (Invalid card number (no such number))
k. Fail (No such issuer)
l. Fail (Pick up card / Stolen card)
m. Fail (Refer to cards issuer)

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance. Some of the error messages are:
a. FAMS_Exceed per User Max Day Limit
b. FAMS_Exceed per User Max Month Limit
c. FAMS_Exceed per User Max Per Trx Limit
d. FAMS_Exceed per User per Trx per Card
e. FAMS_Exceed per User per Trx per Day
f. FAMS_Exceed per User per Trx per Week
g. FAMS_Insufficient data to validate!
h. FAMS_Rejected – BIN
i. FAMS_Rejected – Blacklisted BIN
j. FAMS_Rejected – Blacklisted CC
k. FAMS_Rejected – Invalid IP
l. FAMS_Rejected – Blacklisted IP
m. FAMS_system encountered a problem, sorry for any inconvenience caused – WS
n. FAMS_System error, please contact system administrator! – VT
o. FAMS_System error, please contact system administrator!! – VT
p. Transaction does not pass all risk checks.

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance. Some of the error messages are:
a. Invalid credit card number
b. Invalid parameters (Invalid Amount)
c. Invalid parameters (Invalid User Email)
d. Invalid parameters (Payment Not Allowed)

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance. Some of the error messages are:
a. M88Admin
b. Not Operational*Check application server/cache server and Restart Application

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance.

Please contact your bank for more information. Some of the error messages are:
a. Payment Fail
b. Payment Fail (Approved)
c. Payment Fail (Bank Decline Transactions)
d. Payment Fail (Bank Declined Transaction)
e. Payment Fail (Card issuing bank do not honor the transaction)
f. Payment Fail (Declined)
g. Payment Fail (E5431-05091204: Invalid Field : CardNum)
h. Payment Fail (E5431-05100959: Invalid Field : CardSecurityCode)
i. Payment Fail (Expired Card)
j. Payment Fail (Insufficient Funds)
k. Payment Fail (Invalid card number (no such number))
l. Payment Fail (Pick up card / Stolen card)
m. Payment Fail (Refer to cards issuer)
n. Payment Fail (Referred)
o. Payment Fail (Timed Out)
p. Payment Fail (Unspecified Failure)
q. This credit card is not supported

Please contact iPay88 at support@ipay88.com.ph or (02)511-8688 for assistance. Some of the error messages are:
a. Permission not allow
b. Secure hash not match
c. Signature not match
d. Success but incorrect amount

a. Refresh the page.
b. Close the browser then access again the Online Payment and reprocess the payment.

a. Check if the card being used for payment is a Philippine issued card.
b. Check if this is a:
1. Visa, Mastercard, JCB and Amex credit card
2. Visa and Mastercard debit card